Independent Financial Advice

Planning for your long-term financial future has never been more important. Whether you are focused on wealth creation, retirement planning, reducing inheritance tax or the potential costs of care, our bespoke service will help you achieve these goals.

If you are currently looking for careful, considered, independent financial advice, we are here to help.

For us, financial advice is more than just recommending an investment fund or pension.

Through taking a keen interest in people’s life goals and ambitions, our clients get the most appropriate  advice to help them achieve their personal, family, and financial goals.

With over 30 years’ experience within the financial sector, we are well placed to provide those looking to secure their long-term future with the right advice to meet their objectives.

Our financial advice service is offered through a trusted partnership with Ian Batterbee of Sterling and Law.

Financial Planning

The first part of the financial planning process is taking the time to understand your goals, finances, and the life you want, now and in retirement.  Expert financial advice comes from having a full understanding of what you are looking to achieve, by when and why.

Once established, a bespoke financial plan is created, including the most appropriate mix of investments to meet your goals.

Pensions and Investments

To help you meet your own unique life goals and financial objectives, we offer whole-of-market, fully independent pensions, and investments advice.

If your financial objectives include long term capital growth, your dream retirement, or income from your investments, talk to us today about our pensions and investments service.

Estate Planning & Inheritance Tax (IHT)

Many people are unaware (until it is too late), if your total assets exceed the inheritance tax (IHT) threshold, your family could pay in the region of 40% tax.

How would that impact the financial legacy you leave your loved ones?

Careful, professional estate planning is necessary if you want to protect your assets and safeguard your legacy. Estate planning is more than simply a means to reduce an inheritance tax bill, it protects your family if something happens to you.

Retirement Planning

Each customer has their own, unique set of goals and ambitions for retirement. We will work alongside you in partnership to build and deliver an effective plan, aligned to the retirement you desire.

For many, retirement planning can be daunting, for some it is exciting. We understand everyone is different and have varying objectives for retirement.

We will sit down with you, understand your own unique objectives and then formulate a bespoke retirement plan.

Personal and Business Protection

Personal and business protection policies shield you from the unexpected. Our services include:

Personal Protection –advice and guidance covering life insurance, critical illness cover, income protection and private medical insurance.

Business Protection – our services and advice cover shareholder protection, key person insurance, relevant life policies and loan protection policies.

Mortgages and Equity Release

A mortgage is one of the largest financial commitments you will ever make. The mortgage market is vast, and it can often be a minefield when looking to find the right product to match your needs and financial circumstances.

Typically, people who work with our local mortgage expert are looking to save money on their monthly mortgage commitments, reduce the number of years it will take to become mortgage free and insure themselves against long term ill health and the prospect of losing their home.

Looking for a financial adviser to help realise your financial ambitions and goals? Give us a call today on 01329 550190.

Sterling and Law is a trading name of Sterling and Law Group plc which is authorised and regulated by the Financial Conduct Authority. FCA Registration No: 216784

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